The Home Stretch

Step 11: Finalize Financing with Your Lender

• The lender will order an appraisal on the home to verify that the market value supports the purchase price.

• Double check that your interest rates and mortgage payments are what you agreed upon.

Step 12: Final Walkthrough of the Home

• Go through the house with your agent to double check everything you agreed upon in your offer is present.

• Ensure that any repairs that were agreed upon in the transaction were completed.

• If repairs are difficult to visually inspect, call back your home inspector or a specialist to ensure the repairs were completed correctly.

• Turn on all lights and appliances to make sure that they still are in good working order.

Step 13: Closing the Deal

• Bring everything you might need:

• Form of identification

• Any additional payment you may need

• Sign the mortgage documents!

Step 14: Move In!

• Pack a “move-in” bag with the essentials for that first day while you unpack (ie. toilet paper, snacks, cleaning supplies)

• Arrange to get the keys to your new home

• Celebrate! You now own your new home!